Günstige auslands krankenversicherungen

Student Health Insurance for Germany, Austria, EU and Schengen
for Students, Language Pupils, Ph.D, Scholarship and Doctorate
starting from 26 € / Month !
(Use also for Visa Application or Extension)

Insurance company:
Hanse-Merkur Reiseversicherung AG, Siegfried-Wedells-Platz 1, 20354 Hamburg

Visa: Application and Extension
Yes, you can use this insurance for Visa Application or Extension at the embassy and in the aliens department (Ausländerbehörde).

Insurance documents: A few minutes after the Online Registration you will receive by email your insurance documents as PDF Files. These documents are specifically for presentation at embassies, consulates, foreign authorities and Border stations and can be used
for Visa Application or Extension.


Student Health Insurance from 26 € /Month for Germany, Austria, EU and Schengen
(Students, Language Pupils, Ph.D. and similiar with optional Accident Insurance and Liability Insurance

Who can take the Insurance ?

Non-German language pupils and students, persons attending doctoral seminars, university college staff participating in projects of the relevant faculty and persons participating in language courses or in academic or fine arts courses/vocational training at state or private institutes in Germany and who are no older than 35 upon conclusion of the policy.

When is the Expiration of the Insurance Policy ?

The policy expires at the agreed point in time, at the end of the stay, when the conditions of a temporary stay no longer exist or when the person becomes liable to compulsory insurance.

Terms of the Insurance Policy for Students

Minimum term is 1 month; maximum term is 4 years.

Student Health Insurance for Foreign Students n Germany and EU
(available not only for University Students but also for Language Pupils and Ph.D. students)

Care College Basic/-Comfort/-Premium - All benefits at a glance
Health insurance
Benefits Care College Basic Care College Comfort Care College Premium
world-wide emergency service Ja Ja Ja
medically prescribed medications and transports Ja Ja Ja
in-patient treatment at a hospital(general nursing class - multiple-bed rooms - no optional benefits) Ja Ja Ja
pregnancy examinations and treatment Ja€ 50.00 deductible Ja€ 25.00 deductible Ja
costs for treatment acc. GOÄ/GOZ Jaup to 1.8 times the rate of the scale of fees Jaup to 2.3 times the rate of the scale of fees Jaup to 2.3 times the rate of the scale of fees
basic version accident-related medical aids Jaup to € 250.00 Ja up to € 250.00 Ja 100%
repatriation for medical reasons Jaup to € 10,000.00 Jaup to 100% Jaup to 100%
analgesic dental treatment (treatment and cost plan required if more than two teeth treated) Ja 100% (up to € 250.00 - above that 50%) Ja 100% (up to € 500.00 - above that 50%) Jaup to 100%
repatriation/burial costs in event of death of the insured person Jaup to € 10,000.00 Jaup to € 10,000.00 Jaup to € 15,000.00
deductible per insured event Ja€ 50.00 Jaonly for gynaecologists -
secondary liability Ja4 weeks Ja4 weeks Ja8 weeks
cost for dental prosthesis (within 2 years of insurance term, qualifying period:8 months) - Ja50% up to € 500.00 Ja70% up to € 1,000.00
credit note for one month's premium if no claims within 12 months - Ja Ja
visual aids (up to € 100.00, 3 months qualifying period) - - Ja
accident-related dental prosthesis up to max. € 2,500.00 - - Ja

Student Health Insurance with very affordable prices

Premium list of insurance plans Care College, Care College Comfort and Care College Premium
Product Care College Basic Care College Comfort Care College Premium
Term of insurance 1 – 18 Month Starting month 19 1 – 18 Month Starting month 19 1 – 18 Month Starting month 19
€ / Month 26,00 48,00 31,00 53,00 52,00 74,00

Alle Details und Online Antrag ...

What are your benefits ?

As the international community grows ever closer together, the number of people participating in exchange programmes across international borders, courses of study abroad, language trips and visits is rising. Demands created by a labour market operating on a global scale further reinforce this effect. In today’s world, it is almost taken for granted that people will spend part of the time during their training and education abroad.

You will be dealing with the cultural achievements of another country for a certain period of time. That means for you exciting and new experiences with the people and customs of other countries. But it also inevitably means that you will have to deal with the special general conditions and risks of a stay abroad going beyond your previous experience. We have developed our products for you so that these new experiences will be an enrichment for your life and not lead to permanent harm.

The Care College / Plus, for example, insures you for all of the risks due to accident and illness in foreign countries or for claims which can be asserted against you by third parties, as is the case with the additional liability insurance. The product meets the legal requirements set by the Federal government in Germany regarding insurance cover for foreigners in Germany. The insurance cover in the Care College Plus programme even provides better benefits for dental prostheses than the compulsory health insurance in Germany.

Tariff Care College (Plus) does not cover USA, Canada and Mexico (NAFTA). For these countries we recommend tariff Care Amerika. Tariff Care College (Plus) cannot substitute the Swiss health insurance (KVG) and can be used as a complimentary insurance in addition to Swiss health insurance only.

You can insure yourself with this product not only as a language pupil or university student, but in almost any activity related to a university or university of applied sciences. Please note, however, that you may not take out insurance cover with this product if you are a university student under the age of 30 in Germany who is liable to compulsory health insurance.


Technische Hinweise zum Online Antrag:

Sollte nach dem Absenden des Online Antrages nur eine leere Seite erscheinen, bewegen Sie sich bitte mit der Maus zur oberen Bildschirmhälfte. Dort müssen Sie evtl. Ihre Angaben nochmal bestätigen.

Sollte das Problem weiter bestehen, schicken Sie uns bitte eine Email (Hier klicken) .
Wir werden uns umgehend darum kümmern !

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Krankenversicherung für ausländische Studenten und Besucher/Gäste aus dem Ausland in Deutschland und EU