How Much Is The Health Insurance For Foreign Students In Germany ?
In today's blog post, we'll be discussing the cost of health insurance in Germany for foreign students. We'll be comparing the cost of public health insurance versus private and travel medical insurance. So, if you're a foreign student planning to study in Germany, this video is for you.
Read the article until the end to learn what options you have and the most affordable solution for you. And as always, this is not financial advice.
1. Public Health Insurance in Germany for Foreign Students
Let's start with public health insurance in Germany. Public health insurance is mandatory for all students in Germany, including foreign students. The monthly cost for public health insurance is usually around 110 euros per month. This includes coverage for general medical care, prescription drugs, and hospitalization. However, it's important to note that there may be additional costs for dental treatment, eye care, and other medical services.
2. Private Health Insurance in Germany
Now, let's talk about private health insurance in Germany. Private health insurance is an alternative to public health insurance, and it's only available to certain groups of people, including self-employed individuals but also students who have been exempted from compulsory insurance. The cost of private health insurance can vary greatly depending on the provider and the coverage you choose. However, on average, private health insurance can cost anywhere from 80 euros to 200 euros per month. Those insured with private health insurance enjoy normally better medical services or shorter waiting times when visiting a doctor.
3. Travel Health Insurance for Foreign Students
Lastly, let's discuss travel health insurance for foreign students. Travel health insurance is designed for foreign students who are visiting for example a language school in Germany or are studying in Germany for a short period, usually less than a year. Examples are students who receive a scholarship with a temporary stay in Germany and who do not have the right to work in Germany. The cost of travel health insurance for foreign students can range from around 30 euros to 50 euros per month, depending on the coverage and the provider. Travel medical insurance is usually also the most cost-effective option.
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